At a glance
- Type
- Fixed bond
- Term
- 1 year
- Min. deposit
- £50
- Protection
- FSCS protection
- Coverage
- Up to £120,000
- Region
- United Kingdom
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How much could
Start Earning Now
Earnings calculator
How much could
your money earn?
Enter your investment amount and see your projected return with Atom Bank's 4.35% AER rate.
£
Gross return after 1 year
£26,088
That works out at £1,088 per year at 4.35% AER
Projected gross return at 4.35% AER over 1 year. Actual returns may vary. Not financial advice.
Product summary
Provider
Atom Bank
Rate
4.35% AER
Term
1 year
Min. deposit
£50
Protection
FSCS protection · Up to £120,000
Why this stands out
Competitive rate
One of the highest fixed rates available for United Kingdom savers right now.
Government-backed protection
Up to Up to £120,000 covered under FSCS protection.
Fixed for 1 year
Lock in your rate today. No surprises, no variable returns — just certainty.
Eligibility & details
- UK only (FSCS).
- Non-redeemable 1-year fixed; minimum £50.
Free · No signup required · Response within 2 business days
Happy Saver is a comparison site, not a financial adviser. Product information is for comparison only — always verify rates, eligibility, and protection with the provider before committing.