Find a rate that works in the
USA
Trying to lock in a rate without wading through promo pages? Tell us your situation — we'll line up CDs, savings, and Treasuries that fit.
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What are you comparing?
Fixed income
Savings, fixed-rate bonds, CDs, and Treasury-backed products.
Compare fixed incomeEasy access savings
Variable-rate accounts you can dip in and out of. Compare rates, deposit protection, and minimum balances — no lock-in required.
Compare savingsWhy fix your rate?
The boring case for fixed income
Markets go up, markets go down. Fixed-rate products don't — you trade some upside for predictability. For a lot of people that's a feature, not a bug.
FDIC-insured savings and CDs are widely available — Treasuries for govt-backed peace of mind
Rate locked in for the term — no nasty surprises if base rates drop
Easier to plan: you know roughly what you'll earn upfront
Less stress than stocks or funds — your capital isn't riding the daily news cycle
Decent home for money you can't afford to gamble (emergency fund, house deposit, etc.)
In the USA
FDIC & NCUA
Bank savings and CDs are usually FDIC-insured up to $250,000 per depositor, per bank. Credit unions often use NCUA instead — same idea, different badge. Either way, your cash at a member institution is protected if the place goes under.
Coverage applies per ownership category — worth a quick read on fdic.gov if you're holding a lot in one place.
How it works
Three steps, no faff
Pick your region
We auto-detect where you are — switch anytime if you're browsing for elsewhere.
Answer a few Qs
Deposit size, term, and a couple more — about a minute, not a spreadsheet.
See what fits
Matched products for the USA, recommended picks flagged upfront. Apply direct with the provider.