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Earnings calculator

How much could
your money earn?

Enter your investment amount and see your projected return with Raisin EU's 3.95% AER rate.

€

Gross return after 2 years

€26,975

That works out at €988 per year at 3.95% AER

Start Earning Now

Projected gross return at 3.95% AER over 2 years. Actual returns may vary. Not financial advice.

Product summary

Provider Raisin EU
Rate 3.95% AER
Term 2 years
Min. deposit €1,000
Protection Deposit guarantee schemes · Up to €100,000

Why this stands out

Competitive rate

One of the highest fixed rates available for Europe savers right now.

Government-backed protection

Up to Up to €100,000 covered under Deposit guarantee schemes.

Fixed for 2 years

Lock in your rate today. No surprises, no variable returns — just certainty.

At a glance

Type
Fixed bond
Term
2 years
Min. deposit
€1,000
Protection
Deposit guarantee schemes
Coverage
Up to €100,000
Region
Europe

Eligibility & details

EU only: 2-year fixed at EU partner via Raisin marketplace.

Free · No signup required · Response within 2 business days

Happy Saver is a comparison site, not a financial adviser. Product information is for comparison only — always verify rates, eligibility, and protection with the provider before committing.