Deposit Guarantee Schemes
Covered up to €100,000.00 per person if Raisin EU fails.
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Fixed-Rate Bond · Europe
Raisin EU
2-Year Term Deposit (EU partner bank)
3.95%
AER · fixed rate
- Min. Deposit
- €1,000.00
- Term
- 2 years
- Protection
- Deposit Guarantee Schemes
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What €25,000.00 Earns You
At 3.95% AER over 2 years. Take the interest once a year, or leave it in to compound.
| You Deposit | €25,000.00 |
|---|---|
| Paid Once a Year | €987.50 |
| Total Interest | €1,975.00 |
| Balance at the End | €25,987.50 |
Each €987.50 interest payment is paid to you directly, and €1,975.00 is what they add up to over the term. The figure at the end is your initial investment of €25,000.00 paid back plus your final interest payment.
| You Deposit | €25,000.00 |
|---|---|
| Total Interest | €2,014.01 |
| Balance at the End | €27,014.01 |
No interest is paid out to you during the investment period, so your final return will include your initial investment of €25,000.00 plus €2,014.01 interest.
Where You Stand
Product Details
- Type
- Fixed-Rate Bond
- Term
- 2 years
- How Interest Is Paid
- Once a year Left to compound
- Min. Deposit
- €1,000.00
- Protection
- Deposit Guarantee Schemes
- Coverage
- €100,000.00
- Region
- Europe
Eligibility & Details
- EU only: 2-year fixed at EU partner via Raisin marketplace.
Happy Saver is a comparison site, not a financial adviser. Figures use a €25,000.00 example at 3.95% over 2 years, compounded annually where shown. Confirm all terms with Raisin EU before you commit.
3.95%
AER fixed
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