At a glance
- Type
- Fixed bond
- Term
- 3 years
- Min. deposit
- €1,000
- Protection
- Deposit guarantee schemes
- Coverage
- Up to €100,000
- Region
- Europe
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How much could
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Earnings calculator
How much could
your money earn?
Enter your investment amount and see your projected return with Raisin EU's 3.90% AER rate.
€
Gross return after 3 years
€27,925
That works out at €975 per year at 3.90% AER
Projected gross return at 3.90% AER over 3 years. Actual returns may vary. Not financial advice.
Product summary
Provider
Raisin EU
Rate
3.90% AER
Term
3 years
Min. deposit
€1,000
Protection
Deposit guarantee schemes · Up to €100,000
Why this stands out
Competitive rate
One of the highest fixed rates available for Europe savers right now.
Government-backed protection
Up to Up to €100,000 covered under Deposit guarantee schemes.
Fixed for 3 years
Lock in your rate today. No surprises, no variable returns — just certainty.
Eligibility & details
EU only: 3-year term deposit via Raisin EU partner bank.
Free · No signup required · Response within 2 business days
Happy Saver is a comparison site, not a financial adviser. Product information is for comparison only — always verify rates, eligibility, and protection with the provider before committing.