Deposit Guarantee Schemes
Covered up to €100,000.00 per person if mBank fails.
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Fixed-Rate Bond · Europe
mBank
Lokata 12-miesięczna
Top rate in Europe
5.25%
AER · fixed rate
- Min. Deposit
- €1,000.00
- Term
- 1 year
- Protection
- Deposit Guarantee Schemes
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What €25,000.00 Earns You
At 5.25% AER over 1 year. Take the interest once a year, or leave it in to compound.
| You Deposit | €25,000.00 |
|---|---|
| Paid Once a Year | €1,312.50 |
| Total Interest | €1,312.50 |
| Balance at the End | €26,312.50 |
Each €1,312.50 interest payment is paid to you directly, and €1,312.50 is what they add up to over the term. The figure at the end is your initial investment of €25,000.00 paid back plus your final interest payment.
| You Deposit | €25,000.00 |
|---|---|
| Total Interest | €1,312.50 |
| Balance at the End | €26,312.50 |
No interest is paid out to you during the investment period, so your final return will include your initial investment of €25,000.00 plus €1,312.50 interest.
Where You Stand
Product Details
- Type
- Fixed-Rate Bond
- Term
- 1 year
- How Interest Is Paid
- Once a year Left to compound
- Min. Deposit
- €1,000.00
- Protection
- Deposit Guarantee Schemes
- Coverage
- €100,000.00
- Region
- Europe
Eligibility & Details
- EU only (Poland): Polish bank EUR/PLN deposits; high PLN rates often advertised — confirm EUR lokata.
Happy Saver is a comparison site, not a financial adviser. Figures use a €25,000.00 example at 5.25% over 1 year, compounded annually where shown. Confirm all terms with mBank before you commit.
5.25%
AER fixed
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