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Earnings calculator

How much could
your money earn?

Enter your investment amount and see your projected return with Wise's 2.50% AER rate.

€

Gross return after 1 year

€25,625

That works out at €625 per year at 2.50% AER

Start Earning Now

Projected gross return at 2.50% AER over 1 year. Actual returns may vary. Not financial advice.

Product summary

Provider Wise
Rate 2.50% AER
Term Flexible
Min. deposit No minimum
Protection Deposit guarantee schemes · Up to €100,000

Why this stands out

Competitive rate

One of the highest fixed rates available for Europe savers right now.

Government-backed protection

Up to Up to €100,000 covered under Deposit guarantee schemes.

Fixed for Flexible

Lock in your rate today. No surprises, no variable returns — just certainty.

At a glance

Type
Savings
Term
Flexible
Min. deposit
No minimum
Protection
Deposit guarantee schemes
Coverage
Up to €100,000
Region
Europe

Eligibility & details

  • EU/EEA: variable interest on EUR balance, invested in money market funds.
  • Not a deposit — not covered by DGS.
  • Transparent fees.
  • Available to verified Wise account holders.

Free · No signup required · Response within 2 business days

Happy Saver is a comparison site, not a financial adviser. Product information is for comparison only — always verify rates, eligibility, and protection with the provider before committing.