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Earnings calculator

How much could
your money earn?

Enter your investment amount and see your projected return with LendingClub's 4.00% AER rate.

$

Gross return after 1 year

$26,000

That works out at $1,000 per year at 4.00% AER

Start Earning Now

Projected gross return at 4.00% AER over 1 year. Actual returns may vary. Not financial advice.

Product summary

Provider LendingClub
Rate 4.00% AER
Term Flexible
Min. deposit No minimum
Protection FDIC & NCUA · Up to $250,000

Why this stands out

Competitive rate

One of the highest fixed rates available for USA savers right now.

Government-backed protection

Up to Up to $250,000 covered under FDIC & NCUA.

Fixed for Flexible

Lock in your rate today. No surprises, no variable returns — just certainty.

At a glance

Type
Savings
Term
Flexible
Min. deposit
No minimum
Protection
FDIC & NCUA
Coverage
Up to $250,000
Region
USA

Eligibility & details

  • FDIC-insured.
  • LevelUp rate (4.00%) requires $250+ monthly deposit; base rate is lower.
  • FDIC member.

Free · No signup required · Response within 2 business days

Happy Saver is a comparison site, not a financial adviser. Product information is for comparison only — always verify rates, eligibility, and protection with the provider before committing.