Online Savings Account

3.85% AER · fixed rate

Min. Deposit: No minimum
Term: 1 year
Protection: FDIC & NCUA

What $25,000.00 Earns You

At 3.85% AER over 1 year. Take the interest once a year, or leave it in to compound.

You Deposit	$25,000.00
Paid Once a Year	$962.50
Total Interest	$962.50
Balance at the End	$25,962.50

Each $962.50 interest payment is paid to you directly, and $962.50 is what they add up to over the term. The figure at the end is your initial investment of $25,000.00 paid back plus your final interest payment.

You Deposit	$25,000.00
Total Interest	$962.50
Balance at the End	$25,962.50

No interest is paid out to you during the investment period, so your final return will include your initial investment of $25,000.00 plus $962.50 interest.

Where You Stand

FDIC & NCUA

Covered up to $250,000.00 per person if Barclays US fails.

Product Details

Type: Savings
Term: 1 year
How Interest Is Paid: Once a year Left to compound
Min. Deposit: No minimum
Protection: FDIC & NCUA
Coverage: $250,000.00
Region: USA

Eligibility & Details

FDIC-insured.
No minimum balance.
No monthly fees.
Online bank — no physical branches in the US.

Happy Saver is a comparison site, not a financial adviser. Figures use a $25,000.00 example at 3.85% over 1 year, compounded annually where shown. Confirm all terms with Barclays US before you commit.