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Earnings calculator

How much could
your money earn?

Enter your investment amount and see your projected return with Synchrony Bank's 4.15% AER rate.

$

Gross return after 1 year

$26,038

That works out at $1,038 per year at 4.15% AER

Start Earning Now

Projected gross return at 4.15% AER over 1 year. Actual returns may vary. Not financial advice.

Product summary

Provider Synchrony Bank
Rate 4.15% AER
Term 1 year
Min. deposit No minimum
Protection FDIC & NCUA · Up to $250,000

Why this stands out

Competitive rate

One of the highest fixed rates available for USA savers right now.

Government-backed protection

Up to Up to $250,000 covered under FDIC & NCUA.

Fixed for 1 year

Lock in your rate today. No surprises, no variable returns — just certainty.

At a glance

Type
CD
Term
1 year
Min. deposit
No minimum
Protection
FDIC & NCUA
Coverage
Up to $250,000
Region
USA

Eligibility & details

  • FDIC-insured.
  • No minimum deposit.
  • Early withdrawal penalty: 90 days interest.
  • Also available in shorter and longer terms.

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Happy Saver is a comparison site, not a financial adviser. Product information is for comparison only — always verify rates, eligibility, and protection with the provider before committing.