← Back to results

Earnings calculator

How much could
your money earn?

Enter your investment amount and see your projected return with Ally Bank's 4.00% AER rate.

$

Gross return after 1 year

$26,000

That works out at $1,000 per year at 4.00% AER

Start Earning Now

Projected gross return at 4.00% AER over 1 year. Actual returns may vary. Not financial advice.

Product summary

Provider Ally Bank
Rate 4.00% AER
Term 1 year
Min. deposit No minimum
Protection FDIC & NCUA · Up to $250,000

Why this stands out

Competitive rate

One of the highest fixed rates available for USA savers right now.

Government-backed protection

Up to Up to $250,000 covered under FDIC & NCUA.

Fixed for 1 year

Lock in your rate today. No surprises, no variable returns — just certainty.

At a glance

Type
CD
Term
1 year
Min. deposit
No minimum
Protection
FDIC & NCUA
Coverage
Up to $250,000
Region
USA

Eligibility & details

  • FDIC-insured.
  • No minimum deposit.
  • Ally also offers a No Penalty CD (lower rate, penalty-free withdrawal).

Free · No signup required · Response within 2 business days

Happy Saver is a comparison site, not a financial adviser. Product information is for comparison only — always verify rates, eligibility, and protection with the provider before committing.