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Earnings calculator

How much could
your money earn?

Enter your investment amount and see your projected return with Popular Direct's 4.05% AER rate.

$

Gross return after 2 years

$27,025

That works out at $1,013 per year at 4.05% AER

Start Earning Now

Projected gross return at 4.05% AER over 2 years. Actual returns may vary. Not financial advice.

Product summary

Provider Popular Direct
Rate 4.05% AER
Term 2 years
Min. deposit $10,000
Protection FDIC & NCUA · Up to $250,000

Why this stands out

Competitive rate

One of the highest fixed rates available for USA savers right now.

Government-backed protection

Up to Up to $250,000 covered under FDIC & NCUA.

Fixed for 2 years

Lock in your rate today. No surprises, no variable returns — just certainty.

At a glance

Type
CD
Term
2 years
Min. deposit
$10,000
Protection
FDIC & NCUA
Coverage
Up to $250,000
Region
USA

Eligibility & details

  • FDIC-insured via Popular Bank.
  • $10,000 minimum.
  • Non-redeemable before maturity.

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Happy Saver is a comparison site, not a financial adviser. Product information is for comparison only — always verify rates, eligibility, and protection with the provider before committing.