2-Year CD

3.75% AER · fixed rate

Min. Deposit: No minimum
Term: 2 years
Protection: FDIC & NCUA

What $25,000.00 Earns You

At 3.75% AER over 2 years. Take the interest once a year, or leave it in to compound.

You Deposit	$25,000.00
Paid Once a Year	$937.50
Total Interest	$1,875.00
Balance at the End	$25,937.50

Each $937.50 interest payment is paid to you directly, and $1,875.00 is what they add up to over the term. The figure at the end is your initial investment of $25,000.00 paid back plus your final interest payment.

You Deposit	$25,000.00
Total Interest	$1,910.16
Balance at the End	$26,910.16

No interest is paid out to you during the investment period, so your final return will include your initial investment of $25,000.00 plus $1,910.16 interest.

Where You Stand

FDIC & NCUA

Covered up to $250,000.00 per person if Ally Bank fails.

Product Details

Type: CD
Term: 2 years
How Interest Is Paid: Once a year Left to compound
Min. Deposit: No minimum
Protection: FDIC & NCUA
Coverage: $250,000.00
Region: USA

Eligibility & Details

FDIC-insured.
No minimum deposit.
Early withdrawal penalty: 60 days interest.

Happy Saver is a comparison site, not a financial adviser. Figures use a $25,000.00 example at 3.75% over 2 years, compounded annually where shown. Confirm all terms with Ally Bank before you commit.