← Back to results

Earnings calculator

How much could
your money earn?

Enter your investment amount and see your projected return with Ally Bank's 3.50% AER rate.

$

Gross return after 5 years

$29,375

That works out at $875 per year at 3.50% AER

Start Earning Now

Projected gross return at 3.50% AER over 5 years. Actual returns may vary. Not financial advice.

Product summary

Provider Ally Bank
Rate 3.50% AER
Term 5 years
Min. deposit No minimum
Protection FDIC & NCUA · Up to $250,000

Why this stands out

Competitive rate

One of the highest fixed rates available for USA savers right now.

Government-backed protection

Up to Up to $250,000 covered under FDIC & NCUA.

Fixed for 5 years

Lock in your rate today. No surprises, no variable returns — just certainty.

At a glance

Type
CD
Term
5 years
Min. deposit
No minimum
Protection
FDIC & NCUA
Coverage
Up to $250,000
Region
USA

Eligibility & details

  • FDIC-insured.
  • No minimum deposit.
  • Early withdrawal penalty: 150 days interest.

Free · No signup required · Response within 2 business days

Happy Saver is a comparison site, not a financial adviser. Product information is for comparison only — always verify rates, eligibility, and protection with the provider before committing.