At a glance
- Type
- Treasury
- Maturity
- Tradable · hold to maturity
- Min. deposit
- $100
- Protection
- Government backed
- Coverage
- No limit
- Region
- USA
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How much could
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Earnings calculator
How much could
your money earn?
Enter your investment amount and see your projected return with US Treasury's 4.00% AER rate.
$
Gross return after 1 year
$26,000
That works out at $1,000 per year at 4.00% AER
Projected gross return at 4.00% AER over 1 year. Actual returns may vary. Not financial advice.
Product summary
Provider
US Treasury
Rate
4.00% AER
Maturity
Tradable · hold to maturity
Min. deposit
$100
Protection
Government backed · No limit
Why this stands out
Competitive rate
One of the highest fixed rates available for USA savers right now.
Government-backed protection
Up to No limit covered under Government backed.
Fixed for Tradable · hold to maturity
Lock in your rate today. No surprises, no variable returns — just certainty.
Eligibility & details
- Full faith and credit of the US government.
- Purchased at a discount; interest paid at maturity.
- $100 minimum.
- Available via TreasuryDirect.gov or a broker.
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Happy Saver is a comparison site, not a financial adviser. Product information is for comparison only — always verify rates, eligibility, and protection with the provider before committing.