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Earnings calculator

How much could
your money earn?

Enter your investment amount and see your projected return with US Treasury's 4.00% AER rate.

$

Gross return after 10 years

$35,000

That works out at $1,000 per year at 4.00% AER

Start Earning Now

Projected gross return at 4.00% AER over 10 years. Actual returns may vary. Not financial advice.

Product summary

Provider US Treasury
Rate 4.00% AER
Maturity Tradable · hold to maturity
Min. deposit $100
Protection Government backed · No limit

Why this stands out

Competitive rate

One of the highest fixed rates available for USA savers right now.

Government-backed protection

Up to No limit covered under Government backed.

Fixed for Tradable · hold to maturity

Lock in your rate today. No surprises, no variable returns — just certainty.

At a glance

Type
Treasury
Maturity
Tradable · hold to maturity
Min. deposit
$100
Protection
Government backed
Coverage
No limit
Region
USA

Eligibility & details

  • Full faith and credit of the US government.
  • Benchmark rate.
  • Semi-annual coupon payments.
  • $100 minimum.
  • Available via TreasuryDirect.gov or most brokers.

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Happy Saver is a comparison site, not a financial adviser. Product information is for comparison only — always verify rates, eligibility, and protection with the provider before committing.