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Earnings calculator

How much could
your money earn?

Enter your investment amount and see your projected return with US Treasury's 2.86% AER rate.

$

Gross return after 1 year

$25,715

That works out at $715 per year at 2.86% AER

Start Earning Now

Projected gross return at 2.86% AER over 1 year. Actual returns may vary. Not financial advice.

Product summary

Provider US Treasury
Rate 2.86% AER
Maturity Tradable · hold to maturity
Min. deposit $25
Protection Government backed · No limit

Why this stands out

Competitive rate

One of the highest fixed rates available for USA savers right now.

Government-backed protection

Up to No limit covered under Government backed.

Fixed for Tradable · hold to maturity

Lock in your rate today. No surprises, no variable returns — just certainty.

At a glance

Type
Treasury
Maturity
Tradable · hold to maturity
Min. deposit
$25
Protection
Government backed
Coverage
No limit
Region
USA

Eligibility & details

  • Inflation-linked savings bond.
  • Rate resets every 6 months (fixed component + inflation).
  • $25 minimum, $10,000/year purchase limit per person.
  • Locked for 1 year; early redemption forfeits 3 months interest if redeemed before 5 years.

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Happy Saver is a comparison site, not a financial adviser. Product information is for comparison only — always verify rates, eligibility, and protection with the provider before committing.