At a glance
- Type
- Savings
- Term
- Flexible
- Min. deposit
- No minimum
- Protection
- CDIC coverage
- Coverage
- Up to $100,000
- Region
- Canada
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How much could
Start Earning Now
Earnings calculator
How much could
your money earn?
Enter your investment amount and see your projected return with Simplii Financial's 4.60% AER rate.
$
Gross return after 1 year
$26,150
That works out at $1,150 per year at 4.60% AER
Projected gross return at 4.60% AER over 1 year. Actual returns may vary. Not financial advice.
Product summary
Provider
Simplii Financial
Rate
4.60% AER
Term
Flexible
Min. deposit
No minimum
Protection
CDIC coverage · Up to $100,000
Why this stands out
Competitive rate
One of the highest fixed rates available for Canada savers right now.
Government-backed protection
Up to Up to $100,000 covered under CDIC coverage.
Fixed for Flexible
Lock in your rate today. No surprises, no variable returns — just certainty.
Eligibility & details
- Promotional 4.60% for 5 months on eligible deposits (new clients, first HISA within 60 days); offer ends July 31, 2026.
- Ongoing tiered rate 0.30%–1.00%.
Free · No signup required · Response within 2 business days
Happy Saver is a comparison site, not a financial adviser. Product information is for comparison only — always verify rates, eligibility, and protection with the provider before committing.