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Earnings calculator

How much could
your money earn?

Enter your investment amount and see your projected return with NS&I's 3.00% AER rate.

£

Gross return after 1 year

£25,750

That works out at £750 per year at 3.00% AER

Start Earning Now

Projected gross return at 3.00% AER over 1 year. Actual returns may vary. Not financial advice.

Product summary

Provider NS&I
Rate 3.00% AER
Term Flexible
Min. deposit £500
Protection Government backed · No limit

Why this stands out

Competitive rate

One of the highest fixed rates available for United Kingdom savers right now.

Government-backed protection

Up to No limit covered under Government backed.

Fixed for Flexible

Lock in your rate today. No surprises, no variable returns — just certainty.

At a glance

Type
Savings
Term
Flexible
Min. deposit
£500
Protection
Government backed
Coverage
No limit
Region
United Kingdom

Eligibility & details

  • UK only.
  • HM Treasury-backed; monthly interest.
  • Minimum £500.

Free · No signup required · Response within 2 business days

Happy Saver is a comparison site, not a financial adviser. Product information is for comparison only — always verify rates, eligibility, and protection with the provider before committing.