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Compare savings rates in the
United Kingdom
No endless comparison tables — just a quick questionnaire and a shortlist of savings, bonds, and fixed-term deals.
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In the UK
FSCS Protection
Most UK savings and fixed bonds from authorised firms fall under the FSCS — the Financial Services Compensation Scheme. If a provider fails, you're generally covered up to £120,000 per person, per firm.
Limits and eligibility vary by product. Joint accounts are covered up to £240,000 (£120,000 each) — always check the provider's FSCS status before you commit.
Before you commit
Guides for savers in the UK
Plain-English explainers on rates, terms, early withdrawal, and deposit protection — written for savers, not bankers.
Browse the guidesRead first
Terms, products, and trade-offs
- 01 Fixed income · 10 min Fixed-rate savings: do not chase the top rate alone A fixed rate only helps if you can leave the money until the end date. Start with when you need the cash, then look at the rate.
- 02 Fixed income · 10 min Fixed savings in the UK and Europe: start with the end date Fixed-rate bonds and term deposits are straightforward. Problems usually come from needing the money early, or from not checking what happens when the term ends.
- 03 Fixed income · 9 min How to use AER without being misled AER helps you compare savings rates fairly. It does not tell you about bonuses that end, early withdrawals, or tax.
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Fixed and easy-access rates matched to the UK. Comparison only — not financial advice.