Find a rate that works in
Europe
Want a fixed return without the market rollercoaster? Answer a few questions — we'll find term deposits, savings, and bond options for your country.
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What are you comparing?
Fixed income
Savings, fixed-rate bonds, term deposits, and government-backed products.
Compare fixed incomeEasy access savings
Variable-rate accounts you can dip in and out of. Compare rates, deposit protection, and minimum balances — no lock-in required.
Compare savingsWhy fix your rate?
The boring case for fixed income
Markets go up, markets go down. Fixed-rate products don't — you trade some upside for predictability. For a lot of people that's a feature, not a bug.
Term deposits and covered savings accounts — deposit guarantee schemes apply in most countries
Rate locked in for the term — no nasty surprises if base rates drop
Easier to plan: you know roughly what you'll earn upfront
Less stress than stocks or funds — your capital isn't riding the daily news cycle
Decent home for money you can't afford to gamble (emergency fund, house deposit, etc.)
In Europe
Deposit guarantee schemes
EU countries run deposit guarantee schemes — usually up to €100,000 per person, per bank. Savings and term deposits at covered institutions are protected if the bank fails. Rules are harmonised but admin differs by country.
Check your local scheme (e.g. FGD in Germany, FGDR in France) — we flag gov-backed options where we can.
How it works
Three steps, no faff
Pick your region
We auto-detect where you are — switch anytime if you're browsing for elsewhere.
Answer a few Qs
Deposit size, term, and a couple more — about a minute, not a spreadsheet.
See what fits
Matched products for Europe, recommended picks flagged upfront. Apply direct with the provider.
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